October 27, 2017
If you’re retired, chances are one of the largest out of pocket health care costs you handle on a regular basis is dental insurance. Retirees can spend as much as $100 a month for pricier benefit plans. In most cases, a dental discount plan is only about $100 a year. If there is an in-office discount plan or a discount network in your area, this may be a better solution than traditional dental insurance for your oral health care needs. Keep reading to find out more about dental discount plans and how they may be a better way to stretch your budget while maintaining your healthy smile both after retirement and before.
1 – Lower Cost
The most obvious benefit of dental discount plans over traditional insurance for retirees is the cost. Discount plans can range from about $100 to $300 or more each year for an individual plan. Compared with traditional insurance that can cost from $25 to $100 or more a month, this is a significant savings.
2 – Better Coverage
Traditional dental insurance plans only cover very specific services. In most cases, preventive care would be covered at the highest percentage, and restorative services are then covered at decreasing percentages as they become more advanced to treat severe oral health concerns. Dental discount plans will cover a percentage of the cost of almost any treatment, unless they specifically state otherwise. That typically includes cosmetic services that aren’t covered by traditional insurance plans.
3 – You Choose Your Dentist & Control Quality of Care
Many of these discounts plans are only available for one specific office, but others cover an entire network. Regardless of the type of plan, these benefits give patients more flexibility in choosing the dentist, office location, and treatments you prefer. Traditional insurance plans have strict limitations that regulate these decisions, so having the opportunity to make these decisions for yourself is an important aspect of choosing a discount plan over dental insurance.
Learn More about the Dentex Network
If you live in the Houston area, we invite you to learn more about the Dentex network of providers. If you choose to become a member of our plan network, you’ll have access to all the care you need for your smile from a number of different dental offices in the area. For just $95.40 a year for an individual plan, you’ll receive all of your dental care at a discounted rate, even those procedures note typically covered by insurance. Plus, you choose your dentist, specialists, treatments, and materials without worrying about limitations set by an insurance plan. Call the Dentex team or go online to sign up today.
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